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Senior Living 101: Why Choose a Continuing Care Retirement Community?

Oct 16, 2020

“A Continuing Care Retirement Community like Peter Becker Community provides stability and peace of mind now and in the future,” says Barbara A. Keller, Vice President of Marketing and Sales at Peter Becker Community, Montgomery County’s preferred Continuing Care Retirement Community. “Our maintenance-free lifestyle surrounded by a campus of exceptional amenities provides a carefree way of life, a focus on wellness and the ability to age in place for our residents.”

With a full continuum of care available, residents of Peter Becker Community and their loved ones have the security of knowing that a comprehensive range of services and care is right outside their door.

“We know that each resident of our community is an individual with unique preferences and needs,” says Barbara. “That’s why we offer a variety of housing, service and care options in order to help seniors live as actively and independently for as long as possible.”

What is a CCRC?

CCRC – which stands for Continuing Care Retirement Community – refers to senior living communities that offer a wide range of care levels from residential living, personal care, skilled nursing and rehabilitation to memory care. These communities are a great option for senior individuals who still want to live independently, but also have the security of personal care and other levels of care available if and when they’re needed.

Oftentimes, a CCRC requires a resident to begin their tenancy while they are still independent – meaning they require little or no care services. Peter Becker Community offers multiple choices of entrance fee plans for future residents. Each of our plans offers a refundable amount (known as residual value) during the first four years of occupancy. Two of our plans offer a residual value that extends beyond four years, and all plans operate similarly in concept. The monthly service package will not vary regardless of the entry fee plan selected.

“No matter what option is chosen, our residents can relax, knowing that all their health needs will be met in the future no matter how they may change,” says Barbara. “Our community is structured in such a way that if a resident suffers a financial loss through no fault of their own, they will still have a home and quality care with us.” Having the wide variety of benefits and the security of tenancy provides a higher level of comfort to residents and lessens any worries that family members might have.

The Benefits of a Continuing Care Retirement Community

So why, exactly, are so many Montgomery County seniors choosing to move into a CCRC like Peter Becker Community? Here are some of the pros of this type of retirement community.

 One of the biggest benefits of CCRCs is that life is all-inclusive – meaning for one monthly fee, residents enjoy everything from rent and dining to activities, events, transportation and more. In a sense, it’s similar to a five-star resort – everyone on staff is there to ensure that residents are cared for and comfortable. It’s an excellent option for seniors who want to gracefully age in place without the hassle of taking care of an individual home.

CCRCs also make it easy for seniors to get the care they need without getting uprooted. This is especially helpful if a couple moves into a community and one spouse needs more assistance than another. CCRCs are set up so that both spouses can get the personalized care they need while still enjoying each others’ company. It’s the perfect balance of independence and support.

Another huge benefit is the availability of social options and events. Staying connected to others is incredibly important as we age. Not only does it keep us active and interested; it also helps seniors stay physically healthy. Unfortunately, this gets harder to do in later years as friends move away and mobility issues make it difficult to get out. At a CCRC, seniors find themselves suddenly surrounded by an entire community of like-minded peers who are experiencing (and demanding) the same sort of things as you. With a wide variety of activities and events occurring every day, it will be harder to not make friends than it is to make them.


Things to Consider When Choosing a CCRC

  1. What are the entrance fees and housing contracts?

Contract terms and fees often vary greatly between depending on the Continuing Care Retirement Community. As you’re looking, it’s important to review the information with a critical eye and be sure you’re comparing apples to apples. If possible, it’s a good idea to have a trusted family member or professional to help you review all the contracts to make sure you’re understanding all the nuances correctly.


  1. What are the monthly costs?

How much does it cost to live at this particular CCRC each month, and what does that monthly fee entail? What happens if your health changes – will the price remain the same, or will it go up? What happens if for some reason your funds are depleted? Make sure you think through all the various options so you can choose the right option for your or your loved one’s situation.


  1. What is the community’s sustainability?

If you or your loved one are planning to live in one place for the rest of your lives, it’s essential to determine whether or not the community is financially viable. Find out if the facility’s financials are easily available and check out their track record with other communities that might be managed by the same company. A good community will be able to readily provide needed information and point you in the direction of publicly available certifications and reports that speak to their financial viability.

Choosing a CCRC for you or a loved one is a big decision, but it doesn’t have to be a difficult one. For more information about our Continuing Care Retirement Community in the heart of Montgomery County, or to schedule your personal tour of Peter Becker Community, please contact us at (215) 720-1087.


Your Moments Are at the Heart of What We Do

At Peter Becker Community, it’s our mission each day to celebrate your individuality, whether you reside here full-time or are here as a temporary resident of our Health Care Center. Our support and encouragement are always expressed one-on-one. As a Continuing Care Retirement Community, we provide an environment that empowers you to remain active and independent, while ensuring your future needs will always be met. As a not-for-profit community, we are focused exclusively on the well-being of our residents.

We offer a full range of services – from independent Residential Living, to Personal Care, to Skilled Nursing and Rehabilitation services, to compassionate Memory Care in our secure Memory Care neighborhood. Life here is good – it’s enriched by the time, choices, connections and involvement you’ll discover at our Continuing Care Retirement Community.

With our spectrum of activities, amenities, dining options, maintenance-free living and so much more, you’ll discover you spend more time enjoying our lifestyle and less time worrying about the details of life. You’ll find choices to build a secure life, connections that build closeness, involvement in the world at large and time to explore it all.

For more information about the services provided at Peter Becker Community, or to schedule a personal visit to our Continuing Care Retirement Community in Montgomery county, please contact us at (215) 720-1087 to begin the conversation.